Medicare Advantage in Winston-Salem
There are many advantages to Medicare health coverage, but sometimes we require a little more coverage. For those who wish to supplement their existing Medicare plan with a more robust and comprehensive plan, Medicare Advantage is within your reach.
With so many insurance agents and companies, where do the people of Winston-Salem turn for their Medicare Advantage plans? The look to the independent insurance agents at D J Insurance Services, LLC. We help individuals and families reduce out-of-pocket expenses and we keep their monthly premiums as low as can be.
Is it time to invest in an all-inclusive alternative to Original Medicare? If so, contact us at (336) 529-1293 today. We are here for you.
Giving You the Coverage You Need
Medicare Advantage plans are all about minimizing the costs and liabilities associated with a variety of inpatient (Part A) and outpatient (Part B) services. As we age, we often require more visits to the family doctor, physiotherapists, optometrists, and other care providers—to say nothing of the trips to the pharmacy for prescription medications.
Medicare Advantage coverage is offered through private insurance companies as opposed to a nationalized system, which means that there are more plans to choose from—and more opportunities to customize your plan.
With our help, we can find you a plan that provides coverage for any number of the following:
- Hospice care
- Doctor's visits
- Prescription drug coverage
- Physiotherapy and fitness
- And more
Keep Your Costs Low
There comes a time when conventional Medicare coverage no longer suits the lives of you and your family members. When that day comes, contact the Medicare insurance agents at our company. We will pair you with the provider and the plan that reduces your financial liabilities today, tomorrow, and for years to come.
Call us today to learn more about Medicare Advantage insurance plans.
Many Health Plans to Choose From
There are more than a few Medicare Advantage plans to choose from, rest assured. The independent insurance agents at our company can help you find the one that suits you best. Depending on your situation, you might benefit from a plan that has minimal or non-existent monthly premiums. Alternatively, you could procure a plan that ensures your copayments are always manageable. Some of the Medicare Advantage coverage options available to you can be grouped into any of the following:
- Health Maintenance Organization (HMO)
- Preferred Provider Organization (PPO)
- Private Fee-for-Service (PFFS)
- Medical Savings Account (MSA)
- Special Needs Plans (SNPs)
Our agents will help you find the plan that suits your needs.
Do You Qualify for a Senior Advantage Plan?
Allow us to help you choose coverage that checks off all the boxes for you. Do you qualify for the senior advantage plan? This plan offers the following advantages in addition to taking over responsibility for your Medical A and Medical B coverage:
- Reduced out of pocket expenses
- You see one primary doctor from our network who manages your referrals
- You receive out of network coverage during emergencies
- Pay only your copayment for services needed within our network
- Coverage for urgent care and emergencies
- No additional premiums
If these perks sound like they're right for you, we'll help you determine if you qualify. Our professionals stay up to date with the frequent changes in health care plan offerings. We take the time to explain each facet of any plan you are considering and suggest coverage choices that align with your goals.
We're looking forward to sitting down with you to discuss the details further. Phone our team to book an appointment at a time that is most convenient for you.
How Does Medicare Advantage Work?
Medicare Advantage works to provide a solid net of the health coverage you need at rates that fit into your budget. If there are holes in your current Medicare Part A, Part B, and Part D coverage, adding private health care insurance (Medicare Part C) is a smart choice. This way, you'll have access to the doctors and services you need when you need them.
When you sign up for Medicare Advantage, our services replace your existing Medicare plan, and you will need to use the new card we provide for you. We follow strict rules set by Medicare to ensure you are receiving the best coverage for your hard-earned dollar.
Learn more about the advantages of each plan option when you meet with one of our licensed agents to discuss your individual needs. We offer consultations at no risk on your behalf.
Benefits of Choosing a Medicare Advantage Program
There are many benefits of choosing a Medicare Advantage Program over traditional Medicare. For example, if you would like dental, hearing, or vision coverage, you'll find the best rates here.
You can also expect to enjoy:
- Limits on out-of-pocket payment amounts
- More coverage options and plan structure types are available to you
- You get to decide which types of coverage are most suitable for your circumstances
- Advantage programs usually include prescription coverage
- Personalized plan structure
- Extra coverage
- Coordinated care
- One plan unifies all your coverage options for your convenience
Would you like to learn more about how a Plan C program can give you peace of mind and the coverage you need to access the health services you deserve? Phone us to book a risk-free appointment.
How to Join a Medicare Advantage Plan
Since there are designated times when enrollment is open, you might need assistance navigating how to join a Medicare Advantage Plan. Our experts are deeply familiar with the process and work hard to make sure you understand the requirements set out for obtaining this type of health insurance. Reach out today to learn more.
Book Your Health Insurance Consultation Now
It can be hard to discern the finer points of health insurance and the many plans available today. With our insurance agents working on your behalf, we won't just provide you with a variety of Medicare Advantage health plans—we'll direct you to the plans that address your top concerns.
Optimize cost savings and enter the future with peace of mind. Call the community's most trusted insurance company at (336) 529-1293 today.